Our Partnerships
Collaborating with industry leaders to deliver the best retirement solutions for seniors across America.
Partnership Philosophy
At Life Line, we believe that the best retirement outcomes come from collaboration. We partner exclusively with top-rated carriers, licensed advisors, and trusted financial institutions who share our commitment to putting retirees first.
Trusted by Leading Carriers
We partner with top-rated insurance companies to bring you the best retirement solutions.
A Rated
(formerly AIG Life & Retirement)
A Rated
A Rated
A+ Rated
Strategic Partnerships
Licensed Financial Advisory Partner
First Income Advisors is our flagship partner, bringing decades of expertise in retirement income planning and annuity advisory services. Their team of licensed professionals works hand-in-hand with Life Line's technology to ensure every recommendation is vetted, compliant, and personalized.
What First Income Advisors Brings:
- Licensed Expertise: SEC-registered advisors and FINRA-licensed agents across multiple states
- Client-First Approach: Fiduciary standard means your interests always come first
- Comprehensive Planning: Holistic retirement strategies including income, taxes, and legacy planning
- Carrier Relationships: Access to top-rated products from Corebridge, Athene, F&G, and OneAmerica
Our Collaboration:
Hong AI provides the technology platform and AI-powered analysis. First Income Advisors provides the human expertise, regulatory compliance, and personalized guidance. Together, we deliver the best of both worlds: cutting-edge technology meets proven financial advisory.
🤝 Partnership Since 2024: First Income Advisors has been instrumental in shaping Hong AI's product recommendations, compliance framework, and educational content.
Our Carrier Partners
We work exclusively with A-rated carriers to ensure your retirement savings are secure and your income is guaranteed.
Corebridge Financial (formerly AIG Life & Retirement) is a leading provider of retirement solutions with over $300 billion in assets. Known for innovative products that balance growth potential with income security.
Age Range
50 - 85
Fee Range
0.95% - 1.50%
Product Focus:
Specialties:
- Fixed Indexed Annuities
- Variable Annuities with Growth Focus
- Lifetime Income Riders
- Asset-Based Long-Term Care
Athene specializes in fixed indexed annuities with strong lifetime income options. Part of Apollo Global Management, Athene offers competitive rates and reliable income streams for retirees.
Age Range
45 - 85
Fee Range
0.50% - 1.25%
Product Focus:
Specialties:
- Fixed Indexed Annuities
- Multi-Year Guaranteed Annuities
- Lifetime Income Options
- Low-Fee Structures
Fidelity & Guaranty Life offers straightforward, reliable annuity products with competitive rates. Known for transparency and customer-first approach to retirement income planning.
Age Range
50 - 80
Fee Range
0.75% - 1.35%
Product Focus:
Specialties:
- Fixed Annuities
- Fixed Indexed Annuities
- Multi-Year Guaranteed Annuities
- Competitive Crediting Rates
OneAmerica is the leader in Asset-Based Long-Term Care (ABLTC), offering innovative hybrid products that combine annuities with long-term care protection. Ideal for comprehensive retirement and care planning.
Age Range
40 - 80
Fee Range
1.00% - 1.75%
Product Focus:
Specialties:
- Asset-Based Long-Term Care (ABLTC)
- Hybrid Annuity + LTC Protection
- Care Solutions
- Legacy Planning
Are you a licensed financial advisor, carrier, or institution interested in partnering with Hong AI?
For Financial Advisors:
- • Access our AI-powered platform
- • Expand your client base
- • Streamline product recommendations
- • Maintain full compliance
For Carriers:
- • Reach tech-savvy retirees
- • Showcase your products
- • Partner with licensed agents
- • Data-driven distribution
Partnership Requirements:
- ✓ A-rated or higher (A.M. Best, S&P, or Moody's)
- ✓ Commitment to fiduciary standard
- ✓ Licensed and compliant in applicable states
- ✓ Alignment with our senior-first mission
Interested in Partnering?
Contact our partnerships team to learn more about collaboration opportunities.
Email: partnerships@hongai.com
Response time: 1-2 business days
Trust & Transparency
Every partnership at Hong AI is built on trust, transparency, and a shared commitment to serving retirees. We disclose all relationships, maintain strict conflict-of-interest policies, and ensure every recommendation is in your best interest.
Our partners undergo rigorous vetting, including financial stability reviews, compliance checks, and alignment assessments. We only work with organizations that meet our high standards for reputation, customer service, and fiduciary responsibility.